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I'd say change your perception on your finances. How do you define "financial side of my life been so HARD" anyways? Compare yourself with children in Africa, hurrican victims in Pakistan and all of the sudden you'll notice that your finances don't look that bad after all. Its all about the point of view from which your looking at the problem. A solution to financial exhaustion is work! In two ways: 1st you get more money to spend, 2nd you have less time spending the money you earn.
"Science is organized knowledge. Wisdom is organized life."
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